A Loan To Pay Property Taxes Can Provide Fast Funding & Help You Avoid Penalties
In recent years, rising costs and economic uncertainty have made it harder for many Texans to stay current on property tax payments. If you’re behind on your taxes, you’re not alone, and you do have options.
A property tax loan provides fast, affordable funding to help you avoid costly penalties and keep your property secure.
What Happens If You Don’t Pay Property Taxes in Texas?
Falling behind on your property taxes can quickly become costly. Starting February 1, most Texas counties begin charging penalties and interest on delinquent accounts, and these charges increase each month the balance remains unpaid. Over time, the added fees can create a financial burden that becomes difficult to overcome.
If you’re facing mounting penalties, a property tax loan may be the fastest way to stop the clock and regain control of your finances.
How Does a Property Tax Loan Work in Texas?
Falling behind on your property taxes can lead to mounting penalties, interest, and even foreclosure. A property tax loan offers a legal way to resolve your delinquency quickly and avoid those risks.
In Texas, licensed lenders are allowed to pay your overdue property taxes directly to the county. In return, the existing tax lien is transferred to the lender, not duplicated. You then repay the lender through a structured, affordable monthly plan.
Key features of a Texas property tax loan:
- Delinquent taxes paid directly to the county
- Immediate halt to county penalties, interest, and collection fees
- No upfront payment and no credit check required
- Regulated by the Texas Tax Code and Finance Code
- Clear, fixed terms with no hidden fees
- Fast application and approval process
By resolving the tax debt through a lender, property owners can regain financial control without giving up ownership or equity.
What Are the Benefits of a Property Tax Loan?
In Texas, property owners are able to choose a company that can provide them with a property tax loan. Getting a loan offers significant benefits to property owners struggling to pay their annual property tax bill:
- Stop the accumulation of penalties and interest: Avoid the escalating costs associated with delinquent accounts.
- Prevent foreclosure or lawsuits: Eliminate the risk of losing your property or facing legal action from the county.
- Access flexible and affordable repayment terms: Compared to county repayment plans, property tax loans offer more reasonable and manageable repayment options.
- Gain peace of mind: Reduce stress by addressing mounting debt and removing the threat of foreclosure.
- Retain your property: Keep your home safe and maintain control over your financial future.
- Enjoy quick and convenient application processes: Approval is fast, with minimal barriers like credit checks or down payments.
- Facilitate effective financial planning: Simplify your finances with a structured repayment plan tailored to your needs.
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A Reliable Way to Resolve Your Property Tax Debt in Texas
Since 1946, American Finance & Investment Co., Inc. (AFIC) has helped Texans protect their properties and overcome tax debt with fast, affordable funding. We understand the urgency and stress that come with delinquent property taxes, and we make the process simple, transparent, and tailored to your needs.
AFIC can provide you with an instant quote by completing the form on our homepage. For qualifying properties, we can help you pay off your delinquent taxes and offer you the following benefits:
- Quick, fully online process
- No money down
- No credit check
- Free 30-day rate match
- Match competitors and beat their rate by 1%
- Avoid high penalties and foreclosure
We pride ourselves on finding solutions that meet the unique financial situations of each client. If you’d like to learn more about how a property tax loan can support your goals, contact our experienced team at AFIC today.
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