Residential Property Tax Loans

Are you a homeowner who is having a hard time paying your residential property taxes? If you are delinquent on your property taxes, you can end up paying as much as 47% of the initial tax amount in collection fees, penalties, and interest. This, combined with the risk and added stress of foreclosure, isn’t something that you have to think about each day.

To help Texans prevent these rising costs, American Finance & Investment Co., Inc. offers residential property tax loans. We ensure your residential property taxes are paid on time to avoid costly expenses. When you partner with us, we make sure that your outstanding property taxes are paid in full. We then work with you to establish an easy repayment plan so that you can pay us back over time.

Our residential property tax loans cover most properties, including residential homes, commercial properties, vacation homes, investment properties, raw land, and inheritance properties.

Many of our satisfied clients report that the property tax loan application process at American Finance & Investment Co., Inc. was easier, faster, and simpler than they expected. If you want a sense of relief and freedom that goes along with knowing your residential property taxes are up to date and that you will no longer be incurring fees, lawsuits, or even risking foreclosure of your property, make the smart choice and apply for a property tax loan with us today.

Pay Your Property Taxes in Texas with Our Hassle-Free Texas Property Tax Loans

For residential property owners in Texas, managing property taxes can be challenging, especially when penalties and interest start to accrue. At American Finance & Investment Co., Inc., we’ve helped thousands of Texans avoid the stress of delinquent property taxes. Our property tax loan process is designed to be quick, with a straightforward approval process that can provide you with an affordable payment plan. Whether you’re behind on your property taxes or just looking for a more manageable way to handle your tax bill, our team of licensed loan officers is here to help. We ensure your taxes are paid on time, preventing additional fees and penalties from accruing and offering you the peace of mind you deserve.

A Brief Overview of How the Residential Property Tax Loan Application Process Works

• Apply for a property tax loan by contacting American Finance & Investment Co., Inc. You will have a brief conversation with one of our expert consultants.
• Approval is quick and easy, and funding is fast. The approval process can take as little as a day. We start working on your residential property tax loan approval as soon as the application process is complete.
• We pay off your property taxes in full.
• You repay us at a later stage.

Need more information about residential property tax loans in Texas? Get an instant quote by completing the form at the bottom of this page.

Frequently Asked Questions About Property Tax Loans in Texas

What is a property tax loan?

A property tax loan is a financing option that allows Texas homeowners and business owners to pay off delinquent property taxes without paying the county directly. A licensed lender, like AFIC, pays the full amount owed to the county, stopping further penalties and legal fees. You then repay the lender through an agreed-upon monthly plan.

Who can benefit from a property tax loan?

Anyone struggling to pay past-due property taxes in Texas may benefit. This includes homeowners, commercial property owners, and investors who want to:

• Avoid foreclosure
• Stop penalties and interest from accruing
• Resolve a tax lien without an immediate lump-sum payment

How does the property tax loan process work?

The process is fast and simple:

1. Apply online or by phone with AFIC.
2. Receive fast approval—often within 1 business day.
3. We pay your property taxes in full directly to the county.
4. You repay us over time with affordable monthly payments.

Can I still keep my property if I use a property tax loan?

Yes. One of the main advantages of a property tax loan is that it helps you avoid foreclosure. By paying the taxes now and shifting the lien to a lender instead of the county, you maintain full control and ownership of your property.

What types of properties qualify?

Property tax loans cover a wide variety of property types in Texas:

• Residential homes
• Commercial properties
• Investment properties
• Inherited or estate properties
• Vacation homes

Can I get a property tax loan with bad credit?

Yes. Most property tax loans in Texas, including those from AFIC, do not require a credit check. We understand that property tax issues can affect anyone, and we focus on helping you regain financial control, not your credit score.

Are property tax loans easy to qualify for?

Yes. Our process is streamlined and stress-free:

• Quick and completely online process
• No money down
• No credit check
• Free 30-day rate match
• Match competitors and beat their rate by 1%
• Avoid high penalties and foreclosure

What are the typical rates and terms?

Texas law regulates property tax loans. While each situation is different, typical terms include:

• APR: Between 8.0% and 25.0%
• Loan Duration: 12 to 120 months
• Payment Structure: Affordable fixed monthly payments
• Other Fees: No upfront cost or prepayment penalties

Your exact terms depend on loan amount, property type, and county requirements.

Why should I choose a reputable lender like AFIC?

As one of Texas’s longest-standing property tax lenders, American Finance & Investment Co., Inc. has:

• Been serving Texans since 1946
• An A+ rating from the Better Business Bureau
• Full compliance with the Texas Tax Code and Finance Code

We provide ethical, transparent, and timely support throughout the process.

What should I do if I’m considering a property tax loan?

If you’re considering a property tax loan, act quickly to avoid rising penalties and foreclosure risk. Our team is ready to help you pay property taxes, stop a county tax lien, and begin the path to financial peace of mind.